If you have been denied credit, use this letter to request information on why the denial occurred.
To: {Name}
{Address}
{City, State, Zip}
Dear {Recipient},
{Company/firm} recently denied me credit during {a transaction/loan application/etc.}. I would like to request a full disclosure of the reasons for this denial, which I am entitled to under the Federal Fair Credit Reporting Act. Please make sure that this disclosure includes the reasons for the denial, as well as the sources of any adverse credit information.
Please send this report to the address listed below. I appreciate your prompt attention to this matter.
Sincerely,
{Sender}
{Address}
{City, State, Zip}
